As we move further into spring and enjoy the lengthening days, I wanted to share some updates from Emery Little and provide a few reminders that might be helpful in the months ahead.
Team updates
We’re delighted to welcome two new members to the Emery Little team this month:
Mandana has joined us as CRM Systems Manager, a new role created to help us use our technology tools more effectively, particularly our client relationship management system. With her Microsoft Dynamics experience, we’re looking forward to relying less on external providers and enhancing how we use technology to serve you better.
Saj has joined as an Associate Planner and comes to us already holding Chartered status. His expertise will be a valuable addition to our Financial Planning team.
The Great British Spring Clean
Last week, some of our team participated in The Great British Spring Clean, spending a morning litter picking in our local area in Camden. We had to schedule our clean-up a bit later than the official dates due to the busy end of tax year period, but we were successful in filling 19 bags of rubbish, including 9 bags of recycling. The weather was surprisingly kind to us too!
Market volatility
With recent market volatility making headlines, we wanted to share some timely perspective. At the beginning of the month, our Director of Financial Planning, Alfie, wrote Staying calm in turbulent markets for our Little Thoughts newsletter. We’ve also attached a complementary piece from Dimensional Fund Advisors: Investing Can Be a Roller Coaster: Three Tips for Riding Out the Ups and Downs.
Both pieces emphasise the importance of maintaining a long-term view during periods of market fluctuation and provide helpful context for the current environment.
Making Tax Digital
You may have heard about Making Tax Digital (MTD) – the government’s initiative to digitise the tax system. Although it has been delayed previously, it now appears set to begin implementation from April 2026, representing the biggest change to the tax system since self-assessment was introduced nearly 30 years ago.
The changes will initially affect self-employed individuals and landlords with turnover exceeding £50,000, but by April 2028, the threshold will drop to a turnover of £10,000 or more. This means the changes will eventually impact most landlords among our clients.
If you’re affected, you’ll need to submit quarterly digital updates to HMRC, which may require new software and systems. Our accountants, Myers Clark, have written a helpful overview.
If you don’t currently have an accountant and might be affected by these changes, we’d suggest considering professional support to reduce the administrative burden and provide peace of mind. We’d be happy to recommend trusted professionals if needed.
As always, if you have any questions about anything in this update or would like to discuss any aspect of your financial planning, please don’t hesitate to get in touch.
