Due Diligence
Your complete guide to getting to know us
We understand that choosing a financial partner is a significant decision that can feel overwhelming. That’s why we’ve created this comprehensive guide to give you a clear picture of who we are and how we can help you achieve your financial goals.
Here, you’ll discover our approach to wealth management, meet our team, and learn about our services. Our aim is simple: to provide you with all the information you need to make an informed decision about your financial future. We believe in transparency and building lasting relationships, and this page is the first step in that journey together.
Emery Little at a glance: Our story in numbers
Numbers tell a story, and ours is one of longevity, progress and impact. Here’s a snapshot of Emery Little’s key figures as of October 2024, giving you a clear picture of who we are and the scale at which we operate.
Assets under management
More than just a number, this represents the trust placed in us by hundreds of families. It’s the foundation upon which we build financial futures and lasting legacies.
Years in business
Over five decades of evolving financial expertise. We honour our roots while continually adapting to meet changing client needs, always following the latest evidence to inform our strategies.
Families served
Each family represents a relationship built on trust, understanding, and shared aspirations. We’re proud to be the chosen partners in these families’ financial lives.
Employees
Small enough to care, large enough to deliver. Our team size allows us to offer personalised service while having the breadth of expertise to handle complex financial needs.
Our story
Each point on our timeline represents a step in our ongoing journey of growth and learning. As you scroll through, you’ll see how Emery Little has grown and adapted over the years, always with an eye towards better serving the families who trust us with their financial futures.
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Real people, real results
We specialise in turning financial uncertainty into a clear path forward. But don’t just take our word for it—hear from our clients about how we’ve helped them move from ‘what if’ to ‘what next’, enabling them to live life on their terms.
Are we the right fit for your financial journey?
We work with a diverse range of clients, but our approach is particularly well-suited for individuals who are:
Our key investment principles
At Emery Little, we believe in a systematic, evidence-based approach to investing. Our philosophy is grounded in academic research and long-term market behaviour, designed to deliver robust returns while managing risk effectively.
Faith in capital markets
We believe in the enduring power of global markets to drive long-term wealth creation. Despite short-term fluctuations, history demonstrates that markets have consistently rewarded patient investors over time.
Risk and return are related
We recognise that higher potential returns come with increased risk. Our approach involves understanding and balancing these risks to align with your financial goals, acknowledging that there’s no reward without calculated risk-taking.
Markets are efficient
We accept that market prices generally reflect all available information, making consistent outperformance challenging. Rather than trying to outsmart the market, we focus on efficiently capturing returns through a systematic approach.
Long-term focus
We adhere to a systematic, evidence-based strategy that emphasises patience and long-term thinking. This disciplined approach helps manage emotions through market fluctuations, avoiding reactive decisions based on short-term market movements.
Investing in knowledge for your benefit
We believe ongoing learning enhances our ability to serve you better. Our team pursues qualifications beyond industry requirements, aiming to provide well-informed, comprehensive financial guidance. This commitment to professional development reflects our dedication to supporting your financial journey effectively.
Dynamic team, proven principles
We’re proud to have a team of young, passionate financial planners. Their energy and fresh perspective keep us at the forefront of the industry, while their commitment to evidence-based practices ensures our advice remains grounded and relevant. This combination of youthful dynamism and rigorous adherence to proven principles, supported by insights from our experienced partners, means you receive financial guidance that’s both innovative and dependable.
Our service
We believe in enduring relationships, not one-time transactions. Our service is a comprehensive, ongoing financial partnership that evolves with your needs. This includes, but is not limited to:
We’ll sit down with you each year for a thorough review of your financial picture, but our support doesn’t stop there. You can reach out to us anytime with questions or concerns. Some years, you might find the annual meeting is all you need. In others, especially when life throws financial curveballs your way, we’re here to offer more frequent guidance. Our goal is simple: to be here for you, responsive and ready, throughout every stage of your financial journey.
We help you navigate the complexities of retirement planning. Our approach considers your unique circumstances, clarifies your options, and aims to optimise your pension contributions. Together, we’ll create a robust plan designed to provide sustainable income throughout your retirement years.
Preserve more of your wealth for future generations. We’ll work with you to develop strategies that balance your current needs with your legacy goals, helping you make a lasting impact on your family’s financial well-being.
Navigate the ever-changing tax landscape with confidence. We’ll help identify opportunities to improve your tax position, ensuring your financial strategies support your broader life goals and aspirations.
Your financial goals drive our investment approach. Using evidence-based principles, we’ll build and manage a robust, diversified portfolio tailored to your needs. Regular reviews ensure your investments evolve as your life does.
See your financial future come to life. Our advanced modelling tools transform complex numbers into clear, visual plans. This approach helps you make informed decisions and gain confidence as you progress towards your financial goals.
How we charge
We believe in transparent pricing that provides value without compromising on service quality.
Initial consultation call
Let’s get to know each other. We offer a no-obligation, 30-minute chat to understand your financial goals and see if we’re the right fit for you.
Initial planning process
Your financial planning journey starts here. For a flat fee of £3,000, we’ll create your comprehensive financial plan, giving you a clear roadmap for your financial future.
Ongoing service fee
We charge an annual fee of 1% on assets up to £1.5m, and 0.5% above that. This ensures you receive continuous support and expert management of your financial plan.
New investment fee
We charge a 1% fee on new investments, covering our advice and the work involved in implementing your investment decisions.