Everything you need

Your bp retirement planning resources

We covered a lot in the webinar. Now it’s time to put it into practice.

Below you’ll find all the resources mentioned in the session: the retirement calculator to work out your timeline, the budgeting spreadsheet to get your foundations in place, the full recording, and our collection of bp planning articles. We’d also appreciate your feedback on the webinar.

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Your resources

Everything you need to move from information to action on your retirement planning. From calculating your timeline to organising your finances, each resource below helps with a different part of the picture.

Watch the webinar back

Your budgeting tool

Our bp insights

Three questions

Revisit the key topics from the webinar or catch up if you couldn’t make it on the day

We covered financial foundations, investing, bp shares, your pension options, and planning for the life you want. There was an audio problem at the beginning. The sound starts working around the 3:40 mark.

Watch the recording

The spreadsheet we mentioned in the webinar to help you organise your finances

Use it to track your spending, understand your cash flow, and build a solid foundation for your retirement planning.

Download your budgeting tool

Practical guidance on the decisions bp employees face

Deep-dive articles on the topics that matter most – understanding your pension options, making the most of share schemes, navigating tax, and planning your retirement timeline.

All of our bp Insights

Questions to help you think about what you actually want from retirement

Three questions to help you think differently about retirement. They’re designed to move beyond “can I afford it?” and help you get clearer on what you actually want to do with your time.

Download the three questions

Curious whether you’re on track to retire when you want to? This calculator takes your bp pension, share holdings, and other investments to project your path to financial independence. Based on the information you provide, you’ll see whether your current savings rate will get you there, or if there’s a gap to address. It’s a starting point for understanding your options – not financial advice, but a useful snapshot of where you stand.

Current Age

Your age today

Target Independence Age

When you’d like work to become optional

Current bp Shares (£)

The value of the bp shares you currently hold

Other Invested Assets (£)

ISAs, Aegon TargetPlan pension, investments, etc.

bp Final Salary Pension (£)

The annual income you will receive from your bp final salary pension at age 60

Other Expected Monthly Income (£)

Rental income, dividends etc.

Desired Monthly Income (£)

Your target lifestyle in independence

Monthly Contributions (£)

What you’re currently investing monthly

Important Assumptions: This calculator assumes: 5% annual investment growth; 3% inflation; safe withdrawal rates based on retirement length (3-4% depending on years to age 100); bp shares reinvested into a diversified portfolio; bp pension cannot be accessed before age 55 and is taken at retirement or age 55 (whichever is later), with 4% annual reduction if taken before age 60; state pension from age 67 (£12,547.60 in today’s money); all income sources inflation-linked; retirement projected to age 100. Results are estimates for guidance only. Actual returns will vary and past performance doesn’t guarantee future results. Please seek professional financial planning advice for your specific circumstances.

Work with us

The tools above help you ask the right questions. Getting to answers typically requires financial planning- someone who can show you what’s possible and help you make decisions with confidence.

We’ve been doing this with bp employees for over 25 years. We know the pension schemes, the share plans, and how to coordinate them with your wider finances.

If you’d like to discuss your situation, book a free intro call to see if we’re the right fit.

Book your intro call